Various options for purchasing items with and without payment plans.

Interest rates, minimum payments, and potential benefits for a variety of loans and credit cards.

Ways for a young adult to access credit for the first time and build a credit score.

Credit scores and how they can impact future financial activities.

How to critique the statement “Credit is a great way to make purchases when you are short on cash or have low income.”

The difference between good debt and bad debt and why individuals need to respect debt.

The concept of net worth and the impact of borrowing on net worth.